My first experience with fill-in-the-blank legal forms was in law school. I was an intern at the 60+/Elder Law Clinic. An elderly gentlemen presented me with a “trust” for which he had paid about $4,000. The “trust” was about 8 pages of fill-in-the-blank forms (and some of the blanks still weren’t filled in). Obviously, someone had taken advantage of him.

I admit this fill-in-the-blank trust could have worked for the man. If what was on the forms already fit his needs, if he prepared a deed for his home, and if he transferred all of his other assets,